Rate Calculator

Pricing Calculator

For service providers

Know your worth. Price with confidence.

Build in the hidden costs, calculate real rates, and know exactly what you need to charge — or how many clients you need to hit your income goal.

Enter your hourly rate and working pattern → see your gross earnings at every level, including the hidden cost of unseen client work.

Your Charge Rate

Drag to explore how your rate changes your income

£80/hr
£20£260£500

Projected annual gross

£73,600/yr

💡 Raising your rate by just £5/hr adds £4,600 to your annual gross.

Your charge rate (what you bill clients)

£80/hr

Session & Non-billable Time

Account for all your time

How long is each client session? E.g. 1 hr, 1.5 hrs, half a day (3.5 hrs)

hrs

Total overhead per project: onboarding, calls, admin, offboarding

hrs

How many bookings does a typical project last? Spreads overhead across each session.

sessions

Non-billable hrs per booking (amortised)

2 hrs

What you actually earn per hour worked

£27/hr

This is what you're really earning for every hour you work — billable plus all the unpaid time (admin, calls, onboarding, offboarding). If this feels low, raise your rate or reduce non-billable time per project.

Working Pattern

How many clients do you see and when

5clients
1815

Revenue per day (5 × £80)

£400

How many days a week do you see clients?

days

Subtract holidays, sick days, CPD etc.

weeks

Billable hrs/wk (hours you charge for)

20 hrs

Non-billable hrs/wk (hours you don't charge for)

40 hrs

Total hrs/wk (what you're actually working)

60 hrs

⚠️That's 15 hrs per working day. Either raise your rate, reduce non-billable time per project, or spread the work across more days.

Your Gross Earnings

Based on your inputs above

Per Client£80
Per Day£400
Per Week£1,600
Per Month£6,133
Annual Gross£73,600

💡 Gross figures before tax. Seeing 5 clients/day × 4 days = 20 bookings/wk. You're effectively earning £27/hr for every hour actually worked.

All figures are gross estimates. Always consult a financial professional for tax planning.